Vicario Intelligence
vs RETR

Feature

Vicario Intelligence

RETR

Geographic focus

✓Connecticut depth — 30,000+ agent database with 15,000+ scored against 500,000+ closed MLS transactions. Expanding to RI, MA, NY, NJ.

National MLS transaction data across all 50 states. No state-specific agent scoring.

New agent capture

✓7-day alert system — newly licensed CT agents surfaced daily before any competitor relationship forms. Not a search feature — an automated alert.

New license data available but not surfaced as an automated daily alert. Manual search required.

Renter lead intelligence

✓County heat map showing mortgage-ready renter density plus individual address list exportable to hand to agent partners. No equivalent exists in the market.

No renter lead intelligence. Transaction data only.

Equity lead intelligence

✓HMDA-calibrated equity scoring by purchase year and historical appreciation rates. Homeowners with 20%+ equity surfaced for cash-out and HELOC outreach.

Equity data available through transaction history. No automated equity scoring model.

Investor lead intelligence

✓Active residential investors with 3+ non-owner-occupied CT properties. DSCR and portfolio loan prospects.

Investor identification available through ownership records. Limited DSCR-specific filtering.

Outreach & context

✓Echo nudges send email and SMS outreach directly from your Vicario database context — your agents, deals, and past clients are the source, so every message is relevant to the relationship already on file.

No built-in outreach tools. Data export to external platforms required.

Past-client retention

✓Keep Mode — equity alerts, rate-drop monitoring, credit change detection on the loan officer's uploaded past-client database.

No past-client retention module. Does not monitor borrower equity or rate changes over time.

AI assistant

✓Ask Aria — answers guideline questions, scenario analysis, and state-specific DPA program knowledge. Load a borrower from your pipeline and Aria has full context before you ask a question.

No AI assistant. Data is presented as tables and exports.

Borrower pipeline CRM

✓Close Mode — Kanban pipeline, document checklists, borrower intake. Included at all tiers.

No pipeline CRM. Designed for prospecting, not deal management.

Pricing

✓Intelligence tier at $49/month. 14-day free trial, no credit card required.

No AI scenario assistant or state-specific DPA knowledge.

National data coverage

✓Currently serving CT, NY, MA, NJ, MI, FL, TX, and GA. National competitors cover all 50 states.

Comparable pricing around $199/month. No free trial reported.

Third-party CRM integrations

On the roadmap. Available now in some competitors.

✓Full national coverage across all 50 states. Stronger breadth than Vicario at launch.

Years in market

Purpose-built for 2026. Established competitors have longer track records.

✓Data export available for use in third-party CRMs.

✓Established platform with a track record in the market.