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Vicario
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DSCR at 0.75. Who can do this deal?
A
For DSCR below 1.0, your primary options are Acra Lending and New Silver. Both underwrite at 0.75 DSCR with LTV 70% or lower. A&D Mortgage has a No-Ratio DSCR option that removes the floor entirely. It requires 680+ FICO and LTV 75% or lower. Angel Oak and UWM Investors Flex both require DSCR 1.0+. Verify AE availability and state eligibility before sending the file. Source: Acra Lending overlay | New Silver overlay | A&D Mortgage overlay
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DSCR at 0.75. Who can close this?

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