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LEAD INTELLIGENCE

DSCR Loans and Portfolio Borrowers: How to Find Active Investors Before They Find You

Active real estate investors with 3+ non-owner-occupied properties are repeat borrowers with DSCR and cash-out refi needs. Here is how to identify them from public property records.

Vicario IntelligenceApril 8, 20265 min read

DSCR lending is growing faster than conventional purchase volume in most markets. The MLOs winning this business are not waiting for referrals from their current agent network. They are identifying active investors from public property records and reaching out with a specific, data-backed pitch before the competition.

What Makes an Investor Lead Valuable

An investor with 3 or more non-owner-occupied properties has already demonstrated a repeating behavior: they buy income-producing properties with financing. This is not a one-time buyer. They have a portfolio that likely needs refinancing as rates shift, they are actively acquiring when markets create opportunity, and they respond to loan officers who understand DSCR, portfolio lending, and cash-out mechanics. A single investor relationship can generate 5 to 10 loans over a 3-year period.

Finding Investors from Public Property Records

Vicario's investor lead intelligence identifies owners with 3+ non-owner-occupied properties from deed recording data across CT, NY, MA, FL, and TX. The filter removes corporate entities, municipalities, and institutional holders — surfacing individual investors who are reachable and repeat borrowers. Properties, portfolio size, and estimated assessed value are all available in the individual lead list.

  • CT active investor markets: New Haven County (New Haven, Hamden), Hartford County (Hartford, New Britain)
  • NY investor concentration: Buffalo metro, Albany County, Long Island multi-family corridors
  • FL investor activity: Miami-Dade, Tampa-Hillsborough, Palm Beach County
  • TX: Harris County, Tarrant County (Fort Worth metro), Bexar County (San Antonio)

Vicario surfaces active investors by zip code and county across all active markets. The individual lead list is available on your 7-day free trial with full portfolio detail.

7-day free trial. No credit card required. Licensed MLOs in CT, NY, MA, FL, and TX.

Find Investors in Your Market

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