Show past clients the ROI of a cash-out refinance to consolidate high-rate debt. Enter the numbers and share the result.
Current Mortgage
Debt to Consolidate
Credit cards, personal loans, auto
New Cash-Out Refi
✓ Cash-Out Eligible (≤80% LTV)
Current equity: $170,000 (37.78%) · Max cash-out at 80% LTV: $80,000
New Loan
$816
Monthly Savings
vs. current payments
$48,955
5-Year Savings
total over 60 months
$844
Debt Interest/Mo
currently going nowhere
Month 1
Debt Payoff
consolidated into mortgage
Conversation Starters
"You're paying $844/mo in interest on debt that never decreases."
"Rolling it into your mortgage at 6.75% cuts that cost significantly."
"Your total payment goes from $2,924 to $2,108/mo."
"That's $816/mo back in your pocket — $48,955 over 5 years."
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Start Free Trial — No Card RequiredFor illustration purposes only. Not a commitment to lend. All scenarios subject to credit approval, appraisal, and underwriting. Verify current rates with your lender.